We Offer Flexible Financing Tied to Growth
Get a working line of credit based on the value of your AR, Inventory and Equipment.

Meet Our Staff

  • Gary Reiss


    Gary Reiss, son of the company’s founder Irv Reiss, has been managing State Financial since 2000. Gary works in all aspects of company operations, from sales to account management. The Reiss brothers set the standards and tone for doing business with like-minded entrepreneurs and business professionals with a clear focus on where their business is going… and how to get there.

    Prior to joining the family’s business, Gary spent 11 years as general counsel to Fremont Financial Corporation and its predecessor, Commonwealth Financial, a large national finance company.

    Gary earned his BS in Economics from UC Riverside, and also holds a Juris Doctorate law degree from Stanford University School of Law.

  • B. Edward Avalos, Jr.

    Vice President

    Ed joined State Financial in 1996. With over 40 years in the banking and finance industry, Mr. Avalos is responsible for monitoring accounts as well as performing audits of prospective and existing clients. In addition he meets with clients, analyzes financial statements and approves loan advances. Prior to joining State Financial in 1996, Mr. Avalos held positions at Security Pacific National Bank and Commonwealth Financial Corporation among other prominent financial services companies.

    When not working Ed likes to travel and spend time with his grandchildren: Taylor, Anthony, Genevieve, and Josephine.

  • Luz Glickman

    Vice President

    Luz Glickman joined State Financial in 1993 and has over 25 years of asset based lending experience. In her first 14 years at State Financial Ms. Glickman was a Portfolio Manager and Operations Manager. She is currently Vice President and State Financial’s senior business development officer. Prior to working in the asset based lending industry, Luz was in banking.

    Luz has two daughters and in her spare time, she enjoys the beach, traveling, golf and skiing.

  • Imelda Cervantes

    Account Executive

    Imelda Cervantes joined State Financial Corporation in 2007. She graduated from the University of California, Irvine in 2006. She previously worked for the Los Angeles County Superior Court as an assistant to the administrator of the Justice Corps program. Imelda has fulfilled a number of accounting roles along her professional career culminating in the position at State where Imelda manages a portion of the company’s Portfolio. Imelda is a professional dedicated to building value-driven relationships with each client she serves.


  • Mansy Tabibnia

    Account Executive

    Mansy Tabibnia is Persian American and was educated in England. She immigrated to America in 1986, joining us in February of 2007 when American Bancorp, with whom she was a collections and credit manager since 1994, merged with State Financial Corporation. Ms. Tabibnia has over 16 years experience in accounts receivable financing.

    In her spare time, she likes to attend physiology seminars, enjoys Persian literature and poems, follows international political and economic affairs and enjoys walking, going to the gym and traveling.

  • Keresa Shelton

    Account Executive

    Keresa Shelton joined State Financial Corporation in 2011. She previously worked for Continental Business Credit as an Operations Assistant. She has been working in the finance industry for over 10 years. She is an experienced Account Executive with enthusiasm, dedication and an exceptional work ethic.

    In her spare time she enjoys watching football, basketball, baseball, traveling and spending time with her family and close friends.

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